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Billy Bilsland Cycles

Flexible Finance Options

We offer 0% finance via V12 Retail Finance on all adult bikes from £500 - £2000 with payment terms of 6 - 12 months and 6 - 24 months above £2000.
All finance purchases are subject to terms and conditions, age, credit and status.
To get a quote, follow the link underneath the price on our product page. All finance purchases can be completed through our website, however if you would rather speak to one of our professionals then please send us an email to

How do I apply for finance?

  • Build your basket to a value over £500 (minimum finance amount)
  • Choose 'Pay by Finance' during the checkout process
  • Complete our fully secure finance form in the checkout and click submit
  • Our finance provider will provide you with a decision in seconds

If you are approved your order will be submitted and we'll process your order.

Finance example

Product value is £3000.00