Billy Bilsland Cycles Finance Options

Flexible Finance Options

We offer rates between 0% - 15.9% via V12 Retail Finance. Not all rates are available on all products.

All finance purchases are subject to terms and conditions, age, credit and status.

All finance purchases can be completed through our website, however if you would rather speak to one of our professionals then please send us an email to

How do I apply for finance?

  • Build your basket to a value over £250 (minimum finance amount)
  • Choose 'Pay by V12 Finance' during the checkout process
  • Complete our fully secure finance form in the checkout and click submit
  • Our finance provider will provide you with a decision in seconds

If you are approved your order will be submitted and we'll process your order.

Pay in 3, with Klarna

We have just launched Klarna as a brand new Buy Now Pay Later payment option which will be available for purchases on our Ecommerce website and in our Retail Store in Glasgow, with an order value of up to £1000. We are so happy to be partnering up with this industry leading payment provider so you, our customer, can get more time to pay with Klarna.

Read the full T&C's on Klarna's website